Mortgage Servicing New year Resolutions January is that magical time of year when everyone is full of hope, fresh starts, and unrealistic confidence. Mortgage servicers are no different. We all look at our dashboards, our backlogs, our audit findings, and that one “temporary” spreadsheet that’s been in production since 2019—and we think: This is the year we fix it. So let’s do it. Here’s an extensive, real-world set of New Year’s resolutions tailored specifically for mortgage

Mortgage Servicing For many lenders today, the economics of originations alone are no longer enough. In periods when margins are thin or negative, the servicing asset becomes a primary driver of long-term profitability. That’s why more banks, credit unions, IMBs, and fintech lenders are asking a hard question: “Should we keep outsourcing loan servicing, or is it time to bring servicing in-house?” The answer isn’t simple. It touches MSR strategy, capital, technology, complianc

Non-Qualified Mortgage (Non-QM) lending has matured from a niche to a durable, scaled segment of the non-agency market. Through 2025,...

Managing mortgage loans can be complex and time-consuming. From collecting payments to handling escrow accounts and customer service,...